Friday, January 29, 2010
uninsured
Tennessee has a law in which you must have car insurance if you are on the road driving. The idea is good for having this not only protect you but also the people in your vehicle. The reason behind this is to make sure people understand driving is a privilge and not a right you are intitled to. If you could just image having a wreck and the person that hits you has no insurance you would be forced to take them to court to cover your bills and if you are lucky you didn't miss to much time from work recovering. But if you have insurance it would be taken care of by it. I know alot of people think it is a racket for insurance companies because for every accident you turn in you will pay more when it comes time for renewal. But this is just a small price to pay for it could cause you to lose everything you worked for. People driving without it are taking a big chance with their future and in a way playing russian roullette so the next time you get mad when it time to pay car insurance ask yourself if you don't pay can you afford it if something happens whether your fault or someone elses.
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I agree 100%+, everyone should have car insurance.
ReplyDeleteIn 1959 my family was in a car wreck that injured my whole family. The man that hit us was drunk and didn't even own the car he was driving. The owner of the car nor the man driving had insurance. My parents had insurance. They had the maximum insurance allowed at that time. It still didn't cover all of my Mother and Dad's full medical as a result of the wreck. However, it did cover all my brother and sister. It paid the max for both my parents but in the end my parents spent 15 years paying off a medical bill that was caused by someone else's irresponsibility and carelessness and TN at the time wouldn't do anything to the owner or driver of the car.
Finally now they go after both. The judge's words in 1959 were "The owner wasn't in the car so he isn't responsible and you can't get water from a turnip if there isn't any." (referring to the drunk driver)
I completely agree as well. There were a lot of people against this bill at first. They claimed that the insurance companies were lining the pockets of lawmakers. That may be true but the amount of litigation and court cost associated with cr accidents have gone down.
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